THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the boom of online and mobile banking, users are increasingly relying to electronic channels for their financial needs. This shift has led to a reduction in branch establishments, and many institutions are merging existing branches to optimize costs. Ho

Return on total assets (ROTA) is a crucial financial metric utilized by investors and analysts to gauge the efficiency of a company in generating profits from its assets. It represents the percentage of net income earned relative to the total assets owned by the company. A higher ROTA indicates that a company is optimally utilizing its assets to ge